WelcomeGet in touch

We are bringing Africans together, removing borders and eliminating barriers across the continent through cutting edge digital financial service! “When you get a group of people, industries or institutions together… then the synergies that develop from all those different facets coming together can make the whole greater than the sum of its parts”, Barack Obama, President of the USA, 2011.

Africa is at the forefront of today’s digital payment revolution aimed at making financial services seamlessly available to the un-banked and under-banked. These changes have opened the window of opportunities for technology-enabled platforms to offer innovative and secured financial services to everyone within their local environments.

Innovectives, an integrated fintech company, is a MasterCard Payment Facilitator, licensed Agent Banking Services Provider, interbank Payment Aggregator as a well as a certified mobile Point of Sale solution provider. Innovectives facilitates digital, mobile and e-payment payment services such as Customer-to-Customer [C2C] Business-to- Business [B2B], Business-to-customer [B2C], Customer-to-Business [C2B], Business-to-Government [B2G], Government-to-Citizen [G2C] transactions across Africa.

We envision a future where the transfer of ‘value’ is simple, convenient, instant, secure and ubiquitous, irrespective of boundaries, channels or status. As such our payment network will stretch from the farthest part of the Ethiopian rivers to the depth of the Serengeti, and from the remotest part of the Sahara Desert to the peak of the Kilimanjaro.


Agent & Merchant Locations


Payment Channels


African Countries



Our business

We are a fintech company.

Our Mission

To provide cutting-edge, affordable, convenient, secured, device-independent and user-friendly digital payment solutions that will commerce-enable Africans.

Our Vision

To be the leading integrated fintech company controlling at least 30% of our chosen market over the next 3 years.

Our Philosophy

As a leading and sustainable organisation, we will manage our business globally for the long term.

The secret ingredients…our great partners!