• Apple Technology
  • Financial inclusion

Welcome to Innovectives Website

Africa is undergoing many reforms to make financial services more available to the unbanked and under-banked. These reforms give rise to the need for different ways of offering financial services such as branchless banking through retail agents, payment applications on mobile phones and much more. Innovectives Limited will provide online and mobile payments, cross-border payments, prepaid card payments, and financial technology solutions to enterprise-level organizations across the African continent.

“Our mission is to commerce-enable Africans”

We will realize our mission by leveraging our technology and partnerships to profitably introduce flexible, cost-efficient payment solutions that reach every mobile phone and every bank account on the Continent. Our payment services may include custom application development or integration with corporate back-office systems, system monitoring, maintenance management, customer support, compliance monitoring, and transaction settlement services.

Our Business

Mobile Payment

Our Business

We are a payment and mobile solutions provider
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Our Mission

Our Mission

To provide cutting-edge, affordable, convenient, secured, device-independent and user-friendly mobil
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Our Vision

Our Vision

Over the next 3 years is to be the leading provider of mobile and electronic payment solutions contr
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Our Philosophy

Our Philosophy

To be an equitable, innovative and user-friendly organisation. As a leading and sustainable organisa
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Through Innovectives, customers can leverage immediate and secure B2C, C2C, and C2B funds transfers to and from mobile and traditional accounts. Innovectives’ suite of payment platforms have been integrated with dozens of local and regional payment clearing networks, so our clients can process cross-border payments as seamlessly as local transactions. With hundreds of customers that touch millions of users, our clients span numerous sectors including financial services, business and government.

Commerce Enable Africa

Nigeria is one of the biggest and fastest growing telecom markets in Africa. The country has become the continent’s largest mobile market with now over 90 million subscribers, and yet market penetration stands at only around 60% in early 2012. With the rapidly improving mobile infrastructure and intense competition among mobile operators, it is expected that the number of mobile subscribers will grow at a Compound Annual Rate [CAGR] of around 15% during 2012-2014, with a penetration rate exceeding 88% by 2014 end.

"Innovectives will create a mobile lifestyle"

Innovectives as an Authorized Apple Reseller will leverage this opportunity to create a mobile lifestyle. Smartphones, cell phones and other mobile devices are increasingly becoming a central part of everyday life. Evolving beyond just a tool for voice calls, these always on, always connected devices are becoming a vital way to find information, access social networks, share content and make daily decisions from where to eat to what to buy.